Banking should support your life, not complicate it. For healthcare professionals, who often juggle long shifts and unpredictable schedules, financial services should be easy to access, reliable, and designed with your needs in mind. At Befit Financial Credit Union (BFFCU), we understand how common banking frustrations can add stress to your already busy life. That’s why we’ve created a member-first experience that helps you save time, money, and energy. Here’s how we solve the everyday issues that make traditional banking a hassle.
High Fees
One of the top complaints we hear from potential members is about excessive banking fees. Monthly maintenance charges, ATM surcharges, overdraft fees, and hidden costs can add up fast—especially when you’re just trying to access your own money. As a credit union for healthcare professionals, we believe your hard-earned income should go toward your goals, not unnecessary fees.
That’s why BFFCU gives you access to the CO-OP ATM Network. With nearly 30,000 surcharge-free ATMs nationwide, you can withdraw cash on the go without worrying about extra charges. Whether you’re traveling, working odd hours, or simply need cash nearby, you’ll have convenient and affordable access to your money—no strings attached.
Poor Customer Service
If you’ve ever been put on hold for what feels like forever, bounced between departments, or spoken to a chatbot when you needed real support, you’re not alone. Poor customer service is one of the most frustrating aspects of big-bank experiences. Many banks treat customers like account numbers, not people.
At BFFCU, we’re proud to offer a different kind of service. As a small, member-focused credit union, we know our members by name—and we care about your financial well-being. You’re never just a number to us. Whether you’re calling with a question about your account or visiting our office, you’ll speak to friendly, knowledgeable people who are eager to help. And yes—you might even have a conversation with our CEO, May, because we believe leadership should be just as accessible as your accounts.
Limited Access
Accessing your money shouldn’t depend on branch hours. Healthcare professionals don’t work the traditional 9–5, and neither should your banking. Whether you’re clocking in at 6 a.m., working a night shift, or catching up on life during the weekend, you deserve 24/7 access to your finances.
With BFFCU’s online and mobile banking tools, you can check balances, make transfers, pay bills, and even deposit checks—all from your smartphone or desktop. Our digital banking platform puts your finances at your fingertips, offering flexibility and convenience that matches your lifestyle.
Uncompetitive Rates
If you’ve been disappointed by the low returns on your savings or the high rates on your loans at other financial institutions, you’re not alone. Many banks prioritize profits over people, and it shows in their uncompetitive rates.
At BFFCU, we take a different approach. As a member-owned credit union, our profits go back into providing better services and rates for our community. We offer competitive loan and savings rates designed to help you achieve your financial goals—whether that’s saving for a down payment, paying off debt, or financing a vehicle. We’re here to support your long-term financial health.
Experience the Credit Union Difference
You shouldn’t have to settle when it comes to your financial institution. Whether you’re frustrated with high banking fees, lack of personal service, limited access to your funds, or uncompetitive interest rates, BFFCU is here to help. We were built for healthcare professionals, and we’re proud to offer services that truly meet your needs.
Ready to simplify your banking and feel more supported along the way? Become a member of BeFit Financial Credit Union today and discover what it’s like to bank with people who understand your world.
Visit our website or stop by to get started. We can’t wait to welcome you to the BFFCU family.