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Heartbeat Line

A healthy checking account is the cornerstone
of a thriving bank account.

Account Features

From gearing up with our low-rate debit card to complimentary overdraft protection, we make it easy for you to build a solid groundwork capable of supporting success and growth for years to come. It only takes $25.00 to set yourself off down this road. Stop in a
branch and step out a member, armed with the support of community-centered thinking, full-service, low maintenance checking.

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BeFit Checking Accounts

Always free.

  • $25 Minimum Balance required
  • $300 daily Visa® ATM limit
  • $2,500 daily POS limit
  • Up to $500 Overdraft Services
  • Free Online and Mobile Banking

Still using checks? Time to reorder? Click here to place an order.

Fresh Start Checking Accounts

Fresh Start Checking Accounts are designed to give member’s who do not qualify for a regular checking account a Fresh Start. Fresh Start accounts charge a $20 monthly fee.


What you’ll get with a Fresh Start Checking Account within the first 6 months:
  • $200 per day ATM / POS limit
  • $100 per day Signature based transactions
  • Unlimited Bill Payer usage – ability to pay your bills online
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What you’ll get with a Fresh Start Checking Account (upon approval) after the first 6 months:

  • $300 per day ATM / POS limit
  • $2,500 per day Signature based transactions
  • Overdraft Services of up to $300
  • Unlimited Bill Payer usage – ability to pay your bills online!
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Visa® Debit Card

Our Visa Debit Card gives you the convenience and freedom wherever Visa is accepted. Enjoy surcharge-free ATM access, load into your online shopping haunts for easy, and secure transactions!

Bill Pay

No one likes paying bills. We can make it a little easier on you though. Bill Pay is the fastest, safest, and most convenient method with which to pay your bills. Take full control — change, edit, or stop pending payments. Leave the checkbook at home and make payments on your time. Make sure you stay on top of it all with ease and give yourself one less thing to worry about.

CO-OP ATM logo

CO-OP Networks

With the CO-OP Network, you have access to nearly 30,000 surcharge-free ATMs. Please click on the link below to find the ATM nearest you. Need to find a free ATM, the power is in the palm of your hands! Just send a text to MYCOOP (91989) from any mobile phone.  In the body of the text, enter an address (with city, state), zip code, or intersection (with city, state).  In about 30 seconds, you will receive a reply with the nearest CO-OP surcharge-free ATM.  Simply reply, “MORE” to the message and receive additional CO-OP surcharge-free ATM locations.  This is a free service and only your standard text messaging rates apply.

Open An Account Today!

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