Befit Financial Federal Credit Union was established in 1957 formerly known as Kaiperm North Bay FCU. We are a full service, not-for-profit financial institution that gives all Healthcare professionals in the Solano, Napa, Sonoma, Marin, Contra Costa, Alameda, Yolo, Sacramento counties and their families an alternative to banks and the chance to own a share of their own financial institution. Profits earned by the credit union are returned directly to our members in the form of high share rates, low loan rates, and reduced or no fees for services.
All members of our Board of Directors are fellow credit union members who serve on a volunteer basis. They ensure that prudent operational policies are maintained and they work hard to establish the long-term direction of the credit union.
Your money is safe with us. The National Credit Union Share Insurance Fund, administered by the National Credit Union Administration, an agency of the federal government, insures deposits of credit union members at federal and state-chartered credit unions nationwide. The NCUSIF — the strongest of all federal deposit insurance funds — insures each member’s deposits up to $250,000 with a separate $250,000 for IRA’s.
If you are an employee of Kaiser Permanente, or any healthcare professional working in Solano, Napa, Sonoma, Marin, Contra Costa, Alameda, Yolo or Sacramento county you and your family members may be eligible to join. To become a member of our Credit Union you can stop by during regular business hours with your ID and Employee Badge or apply online. The initial deposit is $50.00.
Befit Financial FCU is owned and controlled by members. We exist for the financial benefit of our members to encourage regular savings and offer loans and services at fair and favorable rates and terms. We strive to maintain the Credit Union’s long-term financial stability, safeguard the assets of our members, and provide a high quality of service to our members.
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