Fast, Safe, Social — Are We Sure About That?
In today’s fast-paced digital world, money apps like Venmo and Zelle® have gained popularity as convenient tools for managing financial transactions. They offer seamless peer-to-peer transfers and provide a simple way to split bills, pay friends, or make online purchases. However, it’s essential to recognize the potential risks associated with keeping money in these money […]
Tales of the Thrifty Traveler: How to Conquer Summer Adventures Without Breaking the Bank!
Ahoy, fellow travelers, and welcome to the wonderful world of thrifty summer travel! You may think that to have the BEST summer vacation, or any vacation, you will have to spend a lot of money and go into a lot of debt. That’s simply not the case. So, prepare your imagination for an exciting journey […]
Yours, Mine, and Ours: The Smart Financial Move for Couples
In today’s world, the cost of living has skyrocketed, and couples are feeling the pinch. Many are choosing to stay together because of financial constraints. According to a new report, nearly one-quarter of all couples are primarily staying in their current relationships due to financial dependency. For better or worse, money plays a big role […]
Remember These 7 Key Steps When Preparing for Retirement
Retirement is a significant life event that requires careful planning and consideration. As you approach retirement, it’s important to evaluate your financial situation and make any necessary adjustments to ensure you can enjoy your retirement comfortably. Here are some steps you can take to plan for retirement from a credit union/money perspective: Assess Your […]
Your Year-End Financial Checklist
As the year ends, Santa isn’t the only one who should be making a list and checking it twice. With the holidays taking up most of our attention, sometimes we forget to take stock of some other aspects of our lives. Foremost, we let our finances fall by the wayside. That’s why this year, we’re encouraging […]
Marriage and Money: What You Need to Discuss
Before you tie the knot, it pays to know a few things. Everybody has a different way of managing their finances, and if you and your partner aren’t on the same page, you might find yourself struggling to navigate financial issues when they arise. In fact, an article in the Wall Street Journal notes, “One in […]
The Cost of Raising a Child
As inflation continues to wreak havoc on the middle and lower socioeconomic classes, many will feel the sting of rising costs in different areas of their lives. Those with children can attest to this fact, as the statistics show that raising a child can cost upward of $310,000.00 from infancy to age 17. This does […]
What is Smishing?
“Smishing” is the New Phishing Look out — there’s a new scam in town! “Smishing” is a scam format that has recently encountered a boost in scammer popularity, and it’s surprisingly sneaky. Keep reading to learn more about smishing and how to keep your information safe! What is Smishing? Smishing is similar to phishing, but the […]
Start Saving And Stop Spending
Credit reports, budgets, goals, and debt can be frightening words and concepts whether you are hearing them for the first time or the hundredth time. They are chilling because they are important in leading a healthy financial lifestyle, but we may not be well-versed in what they mean. Once you become familiar with the world […]
Home Equity Loan vs. HELOC: Which Is Right For You?
Home Equity Loan versus a Home Equity Line of Credit (HELOC) — two financial solutions that sound very similar yet have very different pros, cons, and considerations. So, how do you know which one is right for you? Allow us to give you the breakdown! How are they similar? Home Equity Loans and HELOCs are […]