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How to Access Cash Without Visiting a Branch (Yes, It’s Possible!)

We’ve all been there — you need cash right now, but getting to your credit union’s branch just isn’t possible. Maybe you’re traveling, working late, or simply on the other side of town.

Good news: If you’re a BeFit Financial Federal Credit Union member, you’re not limited to just our locations. Thanks to the CO-OP ATM Network, you have thousands of surcharge-free ATMs at your fingertips — all across the country.

 

Meet the CO-OP ATM Network

The CO-OP ATM Network is a nationwide alliance of credit unions that share access to ATMs. As a BFFCU member, you have 30,000+ surcharge-free ATMs available to you — more than most of the biggest banks!

That means whether you’re across the street or across the country, you can find a convenient ATM that won’t hit you with extra fees.

 

Why It Matters for You

  • Convenience: More access, less hassle.
  • Save Money: No fees at participating CO-OP ATMs.
  • Perfect for Travel & Emergencies: Always have cash access when you need it.
  • Peace of Mind: Your money is always within reach, wherever life takes you.

With the CO-OP Network, you’re never far from your funds.

 

How to Find a CO-OP ATM Near You

It’s incredibly simple:

  1. Send a text to MYCOOP (91989) from any mobile phone.
  2. In the body of the text, type an address (or just a ZIP code).
  3. In about 30 seconds, you’ll get a reply with the nearest CO-OP surcharge-free ATM.
  4. Reply “MORE” to get additional nearby locations.

This is a free service (only your standard text messaging rates apply).

Prefer to search online? Use the CO-OP ATM locator here:
Find a CO-OP ATM Near You

 

The Bottom Line

Getting cash doesn’t have to mean going out of your way — and it definitely doesn’t have to mean paying extra fees. With BeFit Financial Federal Credit Union and the CO-OP ATM Network, your money is always close at hand.

Try the locator today and see just how easy it is to find a surcharge-free CO-OP ATM near you!

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