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Heartbeat Line

Savings Rates

Effective 10/01/2025

Dividends are calculated using the Average Daily Balance method and paid monthly. Dividend rates are declared by the Board of Directors in accordance with the Federal Credit union Act and applicable regulations. | *APR – Annual Percentage Rate | *APY – Annual Percentage Yield

Certificate Rates

Effective 10/01/2025

  • $2,000 minimum balance to open and maintain any Share Certificate
  • Dividends calculated on the actual share certificate balance from date of issuance to maturity
  • No additional deposits allowed during the term
  • Penalties may apply for early withdrawals
  • At maturity, certificates renew automatically for the same term – members have a 7-day grace period to make changes without penalty

Loan Rates

Effective 10/01/2025

*APR = Annual Percentage Rate. Actual rate may vary based on creditworthiness. Rates are subject to change without notice. All loans are subject to credit review and loan approval. Please contact the Credit Union for details. Vehicle loan amounts include tax, license, registration, warranty, and GAP. All loans are calculated using simple interest, with no prepayment penalties.

Open An Account Today!

Effective 10/01/2023

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