As 2026 begins, healthcare professionals and their families across Solano, Napa, Sonoma, Marin, Contra Costa, Alameda, Yolo, and Sacramento counties have the perfect opportunity to strengthen their financial habits. Choosing the right credit union can make a huge difference in achieving your goals. At Befit Financial Federal Credit Union (BFFCU), the combination of low loan rates and high savings rates creates an ideal foundation for long-term financial success.
Low Loan Rates = More Money in Your Pocket
Securing loans with competitive rates means less interest paid over time and more room in your budget. BFFCU offers personalized loan rates for healthcare professionals, whether you’re looking at:
- Auto loans for new or used vehicles
- Personal loans for everyday needs or large purchases
- Refinancing to lower existing interest rates
Lower monthly payments give you extra funds to put toward savings, investments, or paying down debt faster.
High Savings Rates = Faster Growth
With BFFCU, healthcare professionals can grow their savings faster thanks to high dividend rates on multiple accounts:
- Regular Savings Accounts – Perfect for emergency funds or short-term goals
- Share Certificates – Lock in higher rates for long-term growth
Consistently saving with these high-yield accounts helps members reach important 2026 goals, such as building an emergency fund, saving for a vacation, or purchasing a home.
The Power of Combining Low Loan Rates & High Savings Rates
BFFCU’s unique combination allows members to:
- Borrow smarter → save on interest
- Save smarter → earn more passively
- Plan for the long-term with greater flexibility
This rare benefit is not commonly found at large banks, making BFFCU the ideal choice for healthcare professionals who want both financial stability and growth.
Tools & Support That Make It Easy
BFFCU provides more than great rates—they equip members with tools to manage finances effectively:
- Financial calculators to plan loans and savings efficiently
- Online & mobile banking for access anytime, anywhere
- Personalized financial guidance tailored to healthcare professionals
- Convenient features like auto-pay, alerts, and Christmas Club accounts
Start 2026 Strong
Healthcare professionals don’t have to navigate their finances alone. With BFFCU’s low loan rates and high savings accounts, 2026 can be the year you achieve smarter borrowing and stronger savings. Become a BFFCU member today and take advantage of a credit union built for healthcare professionals and their families!